Service and pleadings
Was the summons and complaint properly served, and were responsive defenses preserved?
Foreclosure defense
A detailed defense begins with the record—not assumptions.
We represent homeowners, property owners, and small businesses in New York foreclosure actions, mortgage disputes, quiet-title matters, and sale litigation.
What we examine
Foreclosure cases can turn on procedural details.
A checklist is only the beginning. The important work is connecting the documents, procedural history, governing law, and client’s objective into a defensible strategy.
Pre-foreclosure notices
Do the content, addressing, mailing, and proof concerning required notices satisfy the applicable law?
Standing and assignments
Can the plaintiff establish the right to enforce the note and mortgage when the action was commenced?
Payment and servicing history
Do the claimed arrears, advances, fees, modifications, and payoff figures match the available records?
Limitations and prior actions
What effect do earlier accelerations, dismissals, discontinuances, and statutory changes have?
Motion and sale procedure
Has the plaintiff established its proof, and were the order of reference, referee computation, judgment, and sale handled correctly?
Representation at every stage
From the first notice through judgment, sale, and appeal.
Before suit
Review the 90-day notice, servicing history, loss-mitigation posture, and objectives before a complaint is filed.
Answer and conference
Evaluate service and defenses, respond to the complaint, and prepare for mandatory settlement-conference proceedings when applicable.
Motion practice
Oppose summary judgment or an order of reference, challenge proof, and pursue affirmative relief when supported.
Judgment and sale
Review the referee’s computation, judgment procedure, notice of sale, auction issues, and available emergency relief.
The client’s objective matters
Keeping the property is not the only legitimate strategy.
Some clients want to keep the property. Others need time to sell, refinance, complete a transaction, challenge an invalid claim, or protect equity. The legal strategy should reflect the actual goal.
When Chapter 13 or Chapter 11 may provide a better route, the same firm can evaluate that option alongside the foreclosure litigation.
Review bankruptcy optionsRequest a case review
The earlier the review, the more options may remain.
Tell us what you received and any upcoming court or sale date. We will contact you to discuss the next step.