Chapter 7
A liquidation process that may discharge qualifying unsecured debt, subject to eligibility, exemptions, and asset considerations.
Explore this practicePersonal & business bankruptcy
A fresh start should be built around the client’s actual objective.
We represent individuals and businesses in Chapter 7, Chapter 13, Chapter 11, and Subchapter V cases in New York bankruptcy courts.
Bankruptcy chapters
Different structures for different financial problems.
Chapter 13
A court-supervised repayment plan that may help individuals address mortgage arrears, secured debt, and other obligations.
Explore this practiceChapter 11
Reorganization and restructuring for businesses and qualifying individuals, including eligible Subchapter V debtors.
Explore this practiceForeclosure and bankruptcy
Timing and prior filings can materially affect the available protection.
A bankruptcy filing generally creates an automatic stay, subject to statutory exceptions and limitations. The correct chapter and timing depend on income, assets, equity, arrears, prior cases, the status of the foreclosure, and the intended result.
Because we handle both foreclosure litigation and bankruptcy, we can evaluate those considerations together.
Request a case review
Understand the options before choosing a chapter.
A case review can address eligibility, assets, income, foreclosure timing, business operations, and what bankruptcy would—and would not—accomplish.